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The word Fintech is a compound term that comes from the English and that comes from joining the first syllable of the words Finance and Technology, that is to say, it is a word that comes from the union of two and that brings together all those financial services companies that use the latest existing technology to be able to offer innovative financial products and services.

The Fintech firms are going to change the traditional finance sector from top to bottom, both at the level of individuals and companies, because although its size is currently very small and does not concern banks at present, this sector is expected to grow exponentially and for the next 3 years the figures of millions moving Fintech companies will be in billions, especially in the United Kingdom and the USA, but Fintech Startups in Latin America and the Caribbean won’t be so quite.

What do Fintech companies do and what is the secret of their current development?

Fintech companies are involved in many different areas of finance: money transfers, loans, purchases and sales of securities, financial and investment advice, to name but a few areas in which multiple Fintech companies are emerging.

We are sure that in the future there will be fewer and fewer commercial banks on the street and that will be due to the development of the Fintech companies, which will offer the same services but online. The new generations are already getting used to and adapting to working in this way and it is only a matter of time before this new way of doing and acting is transferred to the world of traditional finance.


Financing firms for individuals and companies.

Fund Transfer Services

Financial and investment advisory services

Payments and collections through Smart devices

Consemar Legal Services and Fintech

At the same time that Fintech firms are emerging, countries are issuing new regulations to adapt their standards to new technologies. In Consemar Legal Services we provide advisory to these companies in terms of compliance, contracts, labor law, intellectual property and other areas that may affect their operations and growth.